In our latest My Life in Law, we speak to new recruit, Emma Hafez, who joined Pannone in April 2021 as part of our Real Estate team. 28-year-old Emma talks about her career so far and why she decided to join the firm earlier this year after taking a career break to have children.

Tell us a little bit about your career, before joining Pannone.

My route into law was the traditional route. In all honesty, this was the only one I really knew about. At college we had to lay out our career paths and this was the route I chose and stuck to.

I did a three-year degree in law, followed by the Legal Practice Course and then entered into a training contract with brief stints of working as a paralegal in between.

Prior to joining Pannone, I qualified and worked as an immigration and human rights solicitor, before taking a career break to have to have my two children, Ella and Oliver. It was during this time that I decided to pursue a career in commercial law.

Why did you decide to join the firm?

My partner is the managing director of a property development company in Liverpool. He’s genuinely passionate about his work and we often discuss it together in the evenings. As a result of this interest, I felt it was the logical step for me to pursue a career in Real Estate law.

What does a typical day look like?

Every day is completely different, as the work that we do is so varied. However, a typical day usually starts with a call with my supervisor to go through the day’s tasks, followed by liaising with clients and the other side’s solicitors in relation to large developments, leases, residential investment transactions and a whole variety of work.

What is the most satisfying aspect of your job?

I really enjoy getting positive feedback from satisfied clients which I get a great sense of achievement from.

What can lawyers / the legal profession do to better support clients?

I believe solicitors could always be more empathetic to clients, as I have the benefit and perspective of seeing the client’s point of view first hand and can appreciate the challenges faced from both sides.

Looking forward, what are your career ambitions?
I hope to be able to stay at Pannone and grow an impressive client portfolio.

If you were managing partner for the day, what’s the first thing you would do?

I would take all of the teams on a city centre canal party cruise!

What would you be doing if you didn’t have a career in law?

I’ve always said I would have enjoyed being a dentist.

What do you enjoy doing outside of work?
I enjoy taking my children on days out to the zoo or farms, anything which is outdoors.

In the complex and often costly world of property development there are various potential restrictions on the progression of a property developer’s best laid plans. Restrictive covenants can rank right up there in terms of both costs and navigation with potentially severe consequences of breaches. Understanding restrictive covenants and how to tackle them is vital right from the start of any new commercial property venture. 

What is a Restrictive Covenant? 

A restrictive covenant is a control imposed on the use or development of a certain piece of land. They can date from decades and even hundreds of years ago and are meant to ensure the continued enjoyment of the neighbouring land. In modern times restrictive covenants have morphed into a many faceted tool for the crafty, and a barb for the unwary. 

As indicated by the word “restrictive”, restrictive covenants have a negative rather than a positive implication. They will state what cannot be done rather than what a land owner should do. 

For commercial real estate, restrictive covenants can be implemented in many ways. They can restrict the activity of tenants by the landlord or a lender can use a covenant to restrict activity on the property while the owner owes money. These covenants can be written into a property deed, either for a set amount of years or on an indefinite basis. 

Restrictive covenants can also operate in ways that you might not expect. They can restrict opening times, stop certain types of business from operating on the land (prohibitions on selling alcohol, for example), or prevent parking of commercial vehicles on the property. All of which can be potentially damaging for the smooth running of a business, not to mention the possible implications of preventing healthy commercial competition.  

Challenging Restrictive Covenants – is it worth it? 

There are a few options available to those wishing to challenge a restrictive covenant.  Challenges may be based on the premise that the restrictive covenants are not valid, that they are not enforceable or that they are contrary to the law or updated legal policies. For example, restrictive covenants against competing businesses opening in nearby premises may fall foul of competition laws.

A variation of the covenant could be negotiated by an express release between the parties. Alternatively, the subjected party may apply to the Upper Tribunal for modification or removal of a restrictive covenant, though this can take much longer and be much more expensive to resolve. 

Another option for those with less time, and shallower pockets, is obtaining indemnity insurance for the intended breach. Policies can be obtained for a one off fee and can provide cover for landowners, lenders and tenants under one policy. A key point to note here is the cost saving property developers will make if they obtain their insurance prior to the commencement of any planning application. Once planning has been granted the cost of a policy is invariably much higher than a pre-planning policy would have been. 

For more information about restrictive covenants and its impact on your commercial real estate, get in touch with the Pannone Corporate team. Either call on 0800 131 3355 or by filling out the contact form.